TERMS AND CONDITIONS
Effective Date: September 26, 2025
Last Updated: Septermber 26, 2025
1. ACCEPTANCE OF TERMS
By accessing, browsing, or using this website and purchasing any products or services, you ("Customer," "User," "you") agree to be bound by these Terms and Conditions ("Terms") and our Privacy Policy. If you do not agree to these Terms, do not use our website or services.
2. COMPANY INFORMATION
Business Name: Rush Wealth Solutions
Address: Modesto, CA
Website: rushwealthsolutions.com
3. SERVICES OFFERED
We provide educational services and resources related to:
Credit repair education and strategies
Business funding education
Credit optimization training
Community access and support
Business setup assistance
Marketing and operational support
Access to lender networks and funding resources
IMPORTANT: We provide educational information only. We are not a credit repair service, financial advisor, attorney, or lending institution.
4. EDUCATIONAL DISCLAIMER
4.1 No Guarantees
Results shown in testimonials are not typical and individual results may vary
We make no guarantees regarding credit score improvements
Past performance does not guarantee future results
No guarantee of loan approval or specific funding amounts
4.2 Individual Responsibility
You are solely responsible for implementing strategies taught
Success depends on your individual financial situation and effort
You should consult with qualified professionals for personalized advice
4.3 Legal Compliance
All strategies taught are intended to be legal and compliant
You are responsible for ensuring compliance with applicable laws
We are not liable for any misuse of information provided
5. PURCHASE TERMS AND REFUND POLICY
5.1 Payment
All payments are due at time of purchase
We accept major credit cards and other specified payment methods
Prices are subject to change without notice
5.2 30-Day Money-Back Guarantee
Full refund available within 30 days of purchase
Refund requests must be submitted in writing to [email address]
Refunds processed within 5-10 business days
No questions asked policy applies
5.3 Digital Product Delivery
Access provided immediately upon successful payment
You are responsible for downloading and saving materials
No physical products will be shipped
6. COMMUNICATION AND MARKETING CONSENT
6.1 SMS/Text Messaging
By providing your phone number, you consent to receive:
Service updates and announcements
Educational content and tips
Promotional offers and upsells
Community updates and notifications
Opt-Out: Reply STOP to any text message to unsubscribe Frequency: Message frequency varies, up to 5 messages per week Charges: Message and data rates may apply
6.2 Email Communications
By providing your email address, you consent to receive:
Welcome sequences and onboarding emails
Educational newsletters and content
Product updates and announcements
Promotional offers and upsells
Community notifications
Opt-Out: Click unsubscribe link in any email or contact us directly Frequency: Up to daily emails during promotional periods
6.3 Marketing and Upsells
We may offer additional products and services
Promotional offers may be time-limited
You may receive marketing messages across multiple channels
Participation in offers is voluntary
7. INTELLECTUAL PROPERTY RIGHTS
7.1 Our Content
All materials, courses, templates, and content are proprietary
Protected by copyright, trademark, and other intellectual property laws
You receive a limited, non-transferable license for personal use only
7.2 Prohibited Uses
You may not:
Resell, redistribute, or share access to our materials
Copy, modify, or create derivative works
Remove copyright notices or proprietary marks
Use materials for commercial purposes without written permission
7.3 Community Guidelines
Respectful communication required in all community spaces
No sharing of login credentials or access information
No promotion of competing services or spam
Violation may result in immediate termination of access
8. USER RESPONSIBILITIES AND PROHIBITED CONDUCT
8.1 Account Security
You are responsible for maintaining account confidentiality
Notify us immediately of any unauthorized access
One account per person/household unless otherwise specified
8.2 Prohibited Activities
You agree not to:
Use services for illegal purposes
Provide false or misleading information
Interfere with website operation or other users' access
Attempt to gain unauthorized access to any systems
Engage in harassment, abuse, or discriminatory behavior
9. PRIVACY AND DATA PROTECTION
9.1 Information Collection
We collect and process personal information as outlined in our Privacy Policy, including:
Contact information (name, email, phone)
Payment information
Usage data and analytics
Communication preferences
9.2 Information Use
We use your information to:
Provide purchased services and access
Send educational and promotional communications
Improve our services and user experience
Comply with legal obligations
9.3 Third-Party Sharing
We may share information with:
Payment processors and service providers
Marketing and analytics platforms
Legal authorities when required by law
Business partners for service delivery
10. DISCLAIMERS AND LIMITATIONS OF LIABILITY
10.1 Service Availability
Services provided "as is" without warranties
We do not guarantee uninterrupted access
Technical issues may temporarily affect service
10.2 Financial and Legal Disclaimers
We are not financial advisors, attorneys, or credit repair companies
Information provided is for educational purposes only
No guarantee of specific financial outcomes
Consult professionals for personalized advice
10.3 Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
Our liability is limited to the amount you paid for services
We are not liable for indirect, incidental, or consequential damages
This includes lost profits, data loss, or business interruption
Some jurisdictions may not allow these limitations
11. INDEMNIFICATION
You agree to defend, indemnify, and hold harmless our company, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from:
Your use of our services
Your violation of these Terms
Your violation of any third-party rights
Any information you provide to us
12. TERMINATION
12.1 Termination by You
You may cancel your account at any time
Refund eligibility subject to our refund policy
You remain responsible for any outstanding payments
12.2 Termination by Us
We may terminate your access immediately for:
Violation of these Terms
Fraudulent or illegal activity
Abusive behavior toward staff or community members
Non-payment of fees
12.3 Effect of Termination
Your access to services will cease immediately
You must stop using all materials and content
Certain provisions of these Terms will survive termination
13. GOVERNING LAW AND DISPUTE RESOLUTION
13.1 Governing Law
These Terms are governed by the laws of [Insert State/Country] without regard to conflict of law principles.
13.2 Dispute Resolution
Initial disputes should be addressed through good faith negotiation
Both parties consent to personal jurisdiction in specified courts
13.3 Class Action Waiver
You agree that any dispute will be resolved on an individual basis and waive the right to participate in class action lawsuits.
14. GENERAL PROVISIONS
14.1 Entire Agreement
These Terms, together with our Privacy Policy, constitute the complete agreement between you and us regarding use of our services.
14.2 Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions will continue in full force and effect.
14.3 No Waiver
Our failure to enforce any provision does not constitute a waiver of our right to enforce it in the future.
14.4 Assignment
You may not assign your rights or obligations under these Terms. We may assign our rights and obligations without restriction.
14.5 Updates to Terms
We reserve the right to modify these Terms at any time
Material changes will be communicated via email or website notice